Automated and flexible portfolio management.
Our portfolio offerings and tax-efficient investment management technology are automated and flexible, enabling you to provide clients with personalized investment strategies.
We offer a range of differentiated portfolio strategies
We offer a variety of portfolios to help ensure we have one that is personalized to your needs. While most of our customers invest in the Betterment portfolio, we also offer additional strategies for those interested in Socially Responsible Investing (SRI), target income-generation, and smart beta that attempts to outperform the market. Each portfolio is available at the individual goal level, and adjusts its allocation or target income based on your situation and time horizon.
Betterment Core Portfolio
A set of globally diversified stock and bond allocations with a U.S. value and small-cap tilt, comprised of low-cost, liquid, index-tracking ETFs from diverse providers. A 100% bond allocation is entirely U.S. ultra-short term treasuries, allowing for extremely low risk.
Betterment SRI Portfolio
Our Socially Responsible Investing (SRI) portfolio helps you invest in a low-cost, globally diversified portfolio that reduces your exposure to companies with low social, environmental, and governance impact.
Vanguard's ETF strategic model portfolios are derived from global market cap weights. They include exposure to U.S. and international equities and global investment-grade bonds, encompassing more than 19,000 global stocks and bonds, using low cost index-tracking exchange-traded index funds.
Goldman Sachs Smart Beta
Goldman Sachs Smart Beta portfolios seek to outperform the market while maintaining a diversified portfolio at a low cost. In addition to traditional passive funds, these portfolios can use Goldman’s ActiveBeta™ equity and Access Fixed Income funds, a suite of next generation ETFs designed to deliver stronger risk adjusted returns relative to traditional index products.
BlackRock Target Income
The BlackRock Target Income portfolios are designed for investors seeking a low risk alternative to the Betterment portfolio. This is a 100% bond portfolio with different income targets that seeks to provide steady income with low risk.
Important Disclaimer: Betterment is offering a range of model portfolios as a service to provide advisors with greater flexibility in serving their clients. The availability of a model portfolio offered by an independent third party on the Betteremnt for Advisors platform should not be construed as, and is not, a recommendation as to the advisability of utilizing such a model portfolio strategy. In addition, advisors should conduct their own due diligence on the underlying exchange-traded funds for any particular model portfolio. No third-party provider of a model portfolio strategy is providing investment advice to any advisor or client.
Member of Securities Investor Protection Corporation
Betterment Securities is a member of SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org.
Looking out for investors' accounts is a legal duty.
Regulated by the SEC and a member of FINRA, our Broker-Dealer, Betterment Securities, follows a strict set of rules, designed to protect our investors' accounts.
1 As of August 2017, all mutual funds and/or ETFs used to construct GSAM’s Model Portfolios have fees lower than the overall average expenses within their respective Morningstar categories.