Your clients can invest in thousands of companies
U.S. Total Stock Market
US Total Stock Market contains broad exposure to the historically strong long-term growth of the U.S. economy.
U.S. Large-Cap Value Stocks
US Large-Cap Value stocks overlap with the U.S. Total Stock Market, but are included to tilt the portfolio toward large size companies with low price-to-earnings ratios.
U.S. Mid-Cap Value Stocks
U.S. Mid-Cap Value stocks overlap with the U.S. Total Stock Market, but are included to tilt the portfolio toward medium size companies with low price-to-earnings ratios.
U.S. Small-Cap Value Stocks
U.S. Small-Cap Value stocks overlap with the US Total Stock Market, but are included to tilt the portfolio toward small size companies with low price-to-earnings ratios.
International Developed Stocks
Developed Markets stocks provide exposure to a diverse set of companies from international developed economies including the UK, Europe, Japan, and others.
Emerging Market Stocks
Emerging Markets provide higher return potential and diversification, but they come with higher risk compared to U.S. or International Developed stocks.
This extremely low-risk asset class is a cash alternative that generates nominal benefit through interest payments, and de-risks the portfolio at safer allocations.
Inflation Protected Bonds
This allocation serves to insulate a part of the portfolio from the depreciating effects of inflation while also having historically low correlation with other asset classes.
U.S. High Quality or Municipal Bonds
For fixed income with slightly higher risk and returns than U.S. Treasuries, taxable accounts use Municipals and IRA and 401(k) accounts use U.S. High Quality bonds.
U.S. Corporate Bonds
Corporate bonds generally offer attractive yields and opportunity for capital appreciation to compensate investors for default risk.
International Bonds have high credit quality and provide interest rate diversification for a bond portfolio, resulting in higher risk-adjusted returns.
Emerging Markets Bonds
Emerging Markets Bonds are dollar-denominated bonds issued by governments with economies that are rapidly growing and industrializing.
Allocate assets for optimal performance.
How your clients' money is spread across stocks and bonds can impact your long-term returns. We'll recommend how much risk your clients should take on based on when they'll need the money.
Your clients can invest across the world.
The Betterment core portfolio can benefit from growth in both developed and emerging markets, so your clients are less exposed to the economy of any one country. Learn more.
Socially responsible portfolio option available.
Now your investments can work as hard for your clients' personal values as they do to maximize their money. Our Socially Responsible Investing (SRI) portfolio helps your clients invest in a low-cost, globally diversified portfolio that reduces their exposure to companies with low social, environmental, and governance impact.
Member of Securities Investor Protection Corporation
Betterment Securities is a member of SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org.
Looking out for investors' accounts is a legal duty.
Regulated by the SEC and a member of FINRA, our Broker-Dealer, Betterment Securities, follows a strict set of rules, designed to protect our investors' accounts.